Last updated: 30 May 2026
This Privacy Policy explains how the Budgeting application ("the App", "we") handles your information. The App is a personal finance tool for the Apple ecosystem (iOS, iPadOS, macOS). We are committed to data minimisation and process personal data in accordance with the EU General Data Protection Regulation (GDPR).
The data controller is the App's developer. For any privacy request, contact: mos.gallu@gmail.com.
We do not collect advertising identifiers, and we do not sell or share your personal data with third parties for marketing.
Bank connections are provided by Enable Banking Oy (Finland), a regulated Account Information Service Provider, acting as a data processor. Access is read-only: the App cannot move money. You authorise each connection directly with your bank, and you can revoke access at any time from your bank or by removing the connection in the App.
Solely to provide the App's features: showing balances and transactions, categorising spending, and tracking budgets and savings. Account data is stored encrypted and processed within the European Union.
We keep connected-account data only as long as the connection is active. When you remove a connection or delete your data, the associated records are deleted. Raw banking payloads are not retained by default.
Under GDPR you have the right to access, rectify, erase, restrict, and port your personal data, and to object to processing. To exercise any of these, email mos.gallu@gmail.com.
We may update this policy; the "Last updated" date above reflects the latest version.